Pep Talk

Turning Tides Financial, financial advisor, CDFA, divorce, financial management

As Advisors with over 35 years collective experience, our perspectives will offer another avenue of valuable and sometimes light-hearted insights. We hope you enjoy reading our “Pep Talks” below, as much as we enjoyed writing them for you.


 

Ask Turning Tides


 

A Guide to Understanding Annuities

A Guide to Understanding Annuities

Annuities in a nutshell Annuities are actually insurance contracts, issued by insurance companies, even though they do not work exactly like traditional types of insurance. Whereas life insurance pays out in the event of death, annuities pay out during life. There are many different types of annuities, and understanding one ...
Why Use A Certified Divorce Financial Analyst?

Why Use A Certified Divorce Financial Analyst?

There is an old saying, “Would you see a mechanic about a heart problem?” Of course not – you would go to a doctor, specifically a cardiologist. I believe that when you file for divorce, you should have a team of trained professionals to assist you. That brings me to ...
New Year, New Start

New Year, New Start

It is a new year and a new start for your relationship with money. Money means different things to different people. Whether you like to admit it or not, it affects what you do, how you do it, and how you feel...EVERY-SINGLE-DAY. Can I make that bold enough for you? ...
4 Big Reasons to Make a Roth IRA Part of Your Retirement Strategy

4 Big Reasons to Make a Roth IRA Part of Your Retirement Strategy

Roth or regular? While both kinds of IRAs have their place in retirement planning, here's why you should consider a Roth. If you’ve been considering a Roth IRA as part of your retirement investment portfolio, now’s the time to start one. With tax-free growth and tax-free withdrawal opportunities, Roth IRAs ...
Happy St Paddy’s Day!

Happy St Paddy’s Day!

The three green leaves of the Shamrock is more than the unofficial symbol of Ireland and one of the marshmallows in Lucky Charms. The Shamrock has held meaning to most of Ireland’s historic cultures. The Druids believed the Shamrock was a sacred plant that could ward off evil. The Celtics ...
Budget Check Up: Tax Time Is the Right Time

Budget Check Up: Tax Time Is the Right Time

Budget Check Up: Tax Time Is the Right Time Every year, nearly 150 million households file their federal tax returns.¹ For many, the process involves digging through shoe boxes or manila folders full of receipts; gathering mortgage, retirement, and investment account statements; and relying on computer software to take advantage ...
business and financial planning turning tides financial

What is the Value of Your Business?

What is the Value of Your Business? According to Silver Grove Financial Group, Inc., in the first quarter of 2015, nearly 2,000 small businesses were sold. The median sale price was $200,000, up from $175,000 the year before. As a business owner, it's important to be able to ascertain the ...
social security turning tides financial

9 Facts About Social Security

9 Facts About Social Security Ever since the establishment of Social Security in 1935, it has been a fact of retirement life. Most of us think that we know how it works, but how much do you really know? Here are nine things that might surprise you: The Social Security trust fund ...
julianne lepo turning tides financial

Divorce Doesn’t Have To Be The End Of Your Financial Future!

Don’t gamble with your future! The financial ramifications of divorce can be devastating, but proper planning with a Certified Divorce Financial Analyst (CDFA) can help transition you through this difficult time. My goal and your objective is to arrive at a financial settlement that meets your, immediate and long term ...
business planning

Women Are Decision Makers

When the Going Gets Tough, Women Get Going Historically, women have had less to do with financial decisions than men and their investment volume has also been lower. However, that is changing! Women are key decision-makers and caregivers in their households. We’ve seen steady progress in women becoming more aware, ...
Loading...